Internet banking Essay Example for Free

Internet banking Essay Internet is rapidly turning out to be a tool of world wide communication. The increasing use of Internet earlier promoted producers and entrepreneurs to sell their products online. It has also become an important source of information and knowledge. Due to this, many banking and finance organizations have come up with the idea of Internet banking or online banking. What is Internet Banking Internet banking can be defined as a facility provided by banking and financial institutions, that enable the user to execute bank related transactions through Internet. The biggest advantage of Internet banking is that people can expend the services sitting at home, to transact business. Due to which, the account holder does not have to personally visit the bank. With the help of Internet banking many transactions can be executed by the account holder. When small transactions like balance inquiry, record of recent transaction, etc. are to be processed, the Internet banking facility proves to be very handy. The concept of Internet banking has thus become a revolution in the field of banking and finance. Brief History of Internet Banking The concept of Internet banking has been simultaneously evolving with the development of the world wide web. Programmers working on banking data bases came up with ideas for online banking transactions, some time during the 1980s. The creative process of development of these services were probably sparked off after many companies started the concept of online shopping. The online shopping promoted the use of credit cards through Internet. Many banking organizations had already started creating data ware housing facilities to ease their working staffs. The development of these databases were widely used during the development of ATMs. Sometime in 1980s, banking and finance organizations in Europe and United States started suggestive researches and programming experiments on the concept of home banking. Initially in the 80s when computers and Internet were not so well-developed, home banking basically made use of fax machines and telephones to facilitate their customers. The widespread of Internet and programming facilities created further opportunities for development of home banking. In 1983, the Nottingham Building Society, commonly abbreviated and referred to as the NBS, launched the first Internet banking service in United Kingdom. This service formed the basis for most of the Internet banking facilities that followed. This facility was not very well-developed and restricted the number of transactions and functions that account holders could execute. The facility introduced by Nottingham Building Society is said to have been derived from a system known as Prestel, that is deployed by the postal service department of United Kingdom. The first online banking service in United States was introduced, in October 1994. The service was developed by Stanford Federal Credit Union, which is a financial institution. The online banking services are becoming more and more prevalent due to the well-developed systems. Though there are pros and cons of electronic cash, it has become a revolution that is enhancing the banking sector. Read more at Buzzle: http://www.buzzle.com/articles/history-of-internet-banking.html

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my enjoyment of Business Studies at AS level. For me, Business Studies has proven to be an extremely interesting subject, one that offers many opportunities. I would like to study this course to broaden my knowledge about all aspects of running, managing and marketing a successful business. I believe that the business profession requires individuals with good interpersonal skills, who are committed and quick thinking, all of which are attributes that I have identified within myself. Whilst at university, I will be looking forward to participating for a year in a business to gain first-hand experience, which I believe, will give me an edge over other business graduates. Academically, I have always been a very committed and determined student, willing to go beyond the basic requirements. This is demonstrated through the enthusiasm that I have shown towards my Physical Education A-level, not only have I completed what was expected of me, I have also stayed behind after school, attended sessions on days off and given up lunch hours to ensure that I achieve the best result possible. My Ps...

Of Mice and Men Character Analysis Essay

Write a study of the character of Crooks, showing how Steinbeck uses him to tell us more about the other characters, and about the social and economical context of the book? This novel takes place in the 1930’s, it was a time of great depression, there was racial prejudice towards coloured people and there were very few job opportunities making it hard for people to have a good standard of living. Steinbeck wrote this novel to show us the daunting and alarming conditions for workers at this time; he chose each character to represent a different type of person. For example, one of the characters Crooks represents coloured people. When reading the story of mice and man we learn that Crooks is a kind and considerate man â€Å"You told me to warm up tar for the mule’s foot. I got it warm† this tells us that Crooks is generous man and is always willing to help. â€Å"I can do it if you want Mr Slim† when Crooks is speaking to Slim, he is deferential towards Slim and treats him like a superior by calling him Mr Slim. Although Crooks is a kind man he is not treated fairly and adequate all due racial prejudice â€Å"they let the nigger come in that night† first of all he is not even called by his proper name instead they use racial discrimination to point him out as he is called intimidating and awful words such as nigger and stable buck. He does not bunk with the others workers because the other workers are racist towards him and all due to his colour Crooks has to live in a stable buck where all the other animals live as he is not treated as an equal, â€Å"had his bunk in the harness-room; a little shed that leaned off the wall of the barn† this tells us that Crooks is treated inappropriately as he has to live in appalling conditions. We also get the impression that Crooks is isolated from the other workers making him feel lonely and deserted â€Å"Crooks said darkly: guys don’t come into a coloured man’s room very much† this tells us that Crooks has no true friends, this is not because he is a atrocious man, it is because of racial prejudice. Another reason why Crooks is lonely is that he segregates himself from the white workers as he’s the only black worker on the ranch. We learn that Crooks is well educated as he has books in his room â€Å"And he had books, too; a tattered dictionary and a maules copy of the California civil code for 1905.† This also tells us that although there is racial prejudice, Crooks knows his rights. We get the impression that Crooks is realistic and scornful and once dreams of owning his own farm â€Å"You’re nuts. Crooks was scornful. I see hundreds of men come by on the roads an’ on the ranches with their bindles on their back an’ that same damn thing on their heads.† This tells us that Crooks is like any ordinary man, he also has dreams to own a farm one day. â€Å"†¦If you†¦guys would want a hand to work for nothing – just his keep, why I’d come an’ lend a hand. This suggests that Crooks is desperate to get out of this ranch and he is hoping he will one day own that farm. â€Å"Well, jus’ forget it, said Crooks. ‘I didn’t mean it. Jus’ foolin’. I wouldn’t want to go no place like that† Crooks now realises there is no way he will ever get out of the ranch and own a farm so he tries to convince himself he never wanted a farm in the first place. â€Å"The door opened quietly and the stable buck put in his head; a lean negro head, lined with pain, the eye patient.† This tells us that Crooks has to be patient when living with the workers as he knows he is below the other workers because he is a coloured man and if Crooks was to make a slight move out of line there will be problems and fights will break out. When Crooks is talking to Candy, Crooks has to treat him well otherwise trouble will break out, â€Å"you can come in if you want† Although Crooks does not want Candy to come in he has to treat the other workers with respect â€Å"Candy seemed embarrassed. I do know. Course, if ya want me to† We get the impression that Candy feels embarrassed to go into a coloured mans room. â€Å"I was born right here in California. My old man had a chicken ranch, bout ten acres. The white kids come to play at our place† this tells us that in Crooks past life, there was nor always racial discrimination and he was once treated as an equal and as he got older there was more racial prejudice. Most of the other workers treat Crooks with no respect except for Slim who treats Crooks like an equal and in return Crooks treats him like a superior . â€Å"Huh? Oh’ Hello Crooks. What’s ‘a matter?† First of all, this tells us that Slims treats Crooks with respect by calling him by his proper name, we also get the impression that Slims shows consideration to Crooks by asking him â€Å"What’s ‘a matter?† Slim is the only worker that respects Crooks for who he actually is. â€Å"Well, he ain’t doin’ no harm. I give him one of my pups.† This shows that Slim is kind and friendly towards everyone and not just Crooks. The majority of the workers at the ranch treat Crooks will no respect and show no consideration â€Å"where the hell is that God damn nigger?† the first impression I get is that the workers do not treat Crooks reasonably, as they do not call him by his name, they call him racial words such as nigger and stable buck. When the workers get angry all anger is taken out on Crooks, this tells us that Crooks is not treated like a human being all due to racial prejudice. â€Å"Cause I’m black. They play cards in there, but I can’t play because I’m black. They say I stink.† This shows us that not only a small amount of workers are racist towards Crooks, the majority of the workers are. â€Å"Smitty says he woulda killed the nigger† this tells us that the workers not only hate him but they want to kill him, this gives us the impression on the amount of racial discrimination. Even Curley’s wife who is not a worker at the ranch is racist towards Crooks â€Å"Listen, Nigger, she said. You no what I can do to you if you open your trap† Crooks is treat badly by the majority of workers on the ranch due to racial discrimination Crooks has to treat them well â€Å"Yes ma’am† Although Crooks knows his rights, he has very few of them and he always has to show respect towards the other worker The other characters show no respect towards Crooks as they are racist, unfair and cruel towards him, the majority of the workers do not even call Crooks by his name and call him racial words such as ‘nigger’ â€Å"where the hell is that God damn nigger?† The only character who shows any sign of respect towards Crooks is Slim, Slim treats him like an equal â€Å"Hello Crooks. What’s ‘a matter?† Although in the time this novel was set there was racial discrimination Slim was not racist towards Crooks because he was a fair and respectable man. In return Crooks treats Slim like a superior â€Å"I can do it if you want, Mr Slim† We get the impression that Lennie does not even no who Crooks is as he has a very immature behaviour and a childish mind

Huitzilopochtli, the Founding Deity of the Aztecs

Huitzilopochtli (pronounced Weetz-ee-loh-POSHT-lee and meaning Hummingbird on the Left) was one of the most important of the Aztec gods, the god of the sun, warfare, military conquest and sacrifice, who according to tradition, led the Mexica people from Aztlan, their mythical homeland, into Central Mexico. According to some scholars, Huitzilopochtli could have been a historical figure, probably a priest, who was transformed into a god after his death. Huitzilopochtli is known as the portentous one, the god who indicated to the Aztecs/Mexica where they should build their great capital city, Tenochtitlan. He appeared in dreams to the priests and told them to settle on an island, in the middle of Lake Texcoco, where they would see an eagle perching on a cactus. This was the divine sign. Birth of Huitzilopochtli According to a Mexica legend, Huitzilopochtli was born on Coatepec  or Snake Hill. His mother was the goddess Coatlicue, whose name means â€Å"She of the Serpent Skirt,† and she was the goddess of Venus, the morning star. Coatlicue was attending the temple on Coatepec and sweeping its floors when a ball of feathers fell on the floor and impregnated her. According to the origin myth, when Coatlicues daughter Coyolxauhqui (goddess of the moon) and Coyolxauhquis four hundred brothers (Centzon Huitznahua, the gods of the stars) discovered she was pregnant, they plotted to kill their mother. As the 400 stars reached Coatlicue, decapitating her, Huitzilopochtli (god of the sun) suddenly emerged fully armed from his mother’s womb and, attended by a fire serpent (xiuhcoatl), killed Coyolxauhqui by dismembering her. Then, he threw her body down the hill and proceeded to kill his 400 siblings. Thus, the history of the Mexica is replayed every dawn, when the sun rises victoriously over the horizon after conquering the moon and stars. Huitzilopochtli’s Temple While Huitzilopochtlis first appearance in Mexica legend was as a minor hunting god, he became elevated to a major deity after the Mexica settled in Tenochtitlà ¡n and formed the Triple Alliance. The Great Temple of Tenochtitlan (or Templo Mayor) is the most important shrine dedicated to Huitzilopochtli, and its shape symbolized a replica of Coatepec. At the foot of the temple, on the Huitzilopochtli side, lay a massive sculpture portraying the dismembered body of Coyolxauhqui, found during excavations for electric utility works in 1978. The Great Temple was actually a twin shrine dedicated to Huitzilopochtli and the rain god Tlaloc, and it was among the first structures to be built after the founding of the capital. Dedicated to both gods, the temple symbolized the economic basis of the empire: both war/tribute and agriculture. It was also the center of the crossing of the four main causeways that connected the Tenochtitlà ¡n to the mainland. Images of Huitzilopochtli Huitzilopochtli is typically portrayed with a dark face, fully armed, and holding a snake-shaped scepter and a smoking mirror, a disc from which emerges one or more wisps of smoke. His face and body are painted in yellow and blue stripes, with a black, star-bordered eye mask and a turquoise nose rod. Hummingbird feathers covered the body of his statue at the great temple, along with cloth and jewels. In painted images, Huitzilopochtli wears the head of a hummingbird attached to the back of his head or as a helmet; and he carries a shield of turquoise mosaic or clusters of white eagle feathers. As a representative symbol of Huitzilopochtli (and others of the Aztec pantheon), feathers were an important symbol in Mexica culture. Wearing them was the prerogative of the nobility who adorned themselves with brilliant plumes, and went into battle wearing feathered cloaks. Feathered cloaks and feathers were wagered in games of chance and skill and were traded among allied nobles. Aztec rulers kept aviaries and tribute stores for feather-workers, specifically employed to produce ornate objects. Huitzilopochtlis Festivities December was the month dedicated to Huitzilopochtli celebrations. During these festivities, called Panquetzalitzli, the Aztec people decorated their homes held ceremonies with dances, processions, and sacrifices. A huge statue of the god was made out of amaranth and a priest impersonated the god for the duration of the ceremonies. Three other ceremonies during the year were dedicated at least in part to Huitzilopochtli. Between July 23 and August 11, for example, was Tlaxochimaco, the Offering of Flowers, a festival dedicated to war and sacrifice, celestial creativity and divine paternalism, when singing, dancing and human sacrifices honored the dead and Huitzilopochtli. Updated by K. Kris Hirst Sources Berdan, Frances F.  Aztec Archaeology and Ethnohistory. Cambridge University Press, 2014, New York.Boone, Elizabeth H. Incarnations of the Aztec Supernatural: The Image of Huitzilopochtli in Mexico and Europe. Transactions of the American Philosophical Society, vol. 79, no. 2, 1989, pp. i-107.Taube, Karl. Aztec and Maya Myths. Fourth Edition. University of Texas Press, Austin, Texas.Van Turenhout, DR.  The Aztecs: New Perspectives. Santa Barbara, Calif: ABC-CLIO, 2005.